ResiRisk

Climate risk insights for residential property — before the purchase decision is made

ResiRisk delivers address-level climate risk intelligence — across 8 perils, 3 time horizons, and 2 IPCC emissions scenarios — to the people who need it most, at the moment that matters.

Key features

Forward-looking insights
Risk assessments can be viewed under the different climate scenarios aligned to Australia’s National Climate Risk Assessment, helping borrowers understand how risk may evolve over time.

Borrower-friendly reporting
Insights are presented in plain English, supported by intuitive visuals — designed for non-technical users.

Property comparison
Borrowers can compare climate risk profiles across multiple properties as part of their search and decision process.

Digital, fast and scalable
Reports are generated digitally and can be embedded into broker workflows or lender platforms.

How ResiRisk is used

For banks

ResiRisk can be offered to borrowers during the loan application process to:

• Improve transparency around climate risk

• Support responsible lending and customer outcomes

• Demonstrate proactive engagement with climate risk expectations

• Equip borrowers with information before purchase, not after settlement

For mortgage broker aggregators

ResiRisk enables brokers to:

• Add tangible value to the customer experience, consistent with their Best Interests Duty

• Differentiate their service in a competitive market

• Support more informed property discussions with clients

• Access a consistent, scalable climate risk tool across their network

Why ResiRisk

Climate risk is increasingly relevant to residential property decisions, but the data is complex and difficult for consumers to interpret. ResiRisk bridges this gap — translating specialist climate risk analysis into practical insight that borrowers can understand and act on.

By informing borrowers earlier in the process, ResiRisk supports better decisions, reduces surprises post-purchase, and strengthens trust between borrowers, brokers and lenders.

Designed for integration

ResiRisk is built to integrate into existing broker and lender journeys, whether as:

• A standalone borrower report

• A broker-initiated value-add

• A lender-supported disclosure tool during loan origination