ResiRisk
Climate risk insights for residential property — before the purchase decision is made
ResiRisk is a digital climate risk report designed to help borrowers understand the climate-related risks associated with a residential property before they commit to purchase.
Delivered at the point of loan application or property comparison, ResiRisk translates complex climate data into clear, accessible insights that support informed decision-making for borrowers, brokers and lenders alike.
What ResiRisk does
ResiRisk provides a property-specific view of climate risk across key hazards, from today out to the year 2100 under different climate scenarios aligned to the Australian Government’s National Climate Risk Assessment.
It enables borrowers to compare properties, understand potential exposure, and factor climate risk into their purchasing decision — alongside price, location and amenity.
For lenders and broker networks, ResiRisk offers a scalable way to improve climate risk transparency and customer outcomes without changing credit decisioning processes.
Key features
Property-level climate risk assessment
Clear ratings across multiple climate hazards relevant to Australian residential property out to 2100.
Forward-looking insights
Risk assessments can be viewed under the different climate scenarios aligned to Australia’s National Climate Risk Assessment, helping borrowers understand how risk may evolve over time.
Borrower-friendly reporting
Insights are presented in plain English, supported by intuitive visuals — designed for non-technical users.
Property comparison
Borrowers can compare climate risk profiles across multiple properties as part of their search and decision process.
Digital, fast and scalable
Reports are generated digitally and can be embedded into broker workflows or lender platforms.
How ResiRisk is used
For banks
ResiRisk can be offered to borrowers during the loan application process to:
Improve transparency around climate risk
Support responsible lending and customer outcomes
Demonstrate proactive engagement with climate risk expectations
Equip borrowers with information before purchase, not after settlement
For mortgage broker aggregators
ResiRisk enables brokers to:
Add tangible value to the customer experience, consistent with their Best Interests Duty
Differentiate their service in a competitive market
Support more informed property discussions with clients
Access a consistent, scalable climate risk tool across their network
Why ResiRisk
Climate risk is increasingly relevant to residential property decisions, but the data is complex and difficult for consumers to interpret. ResiRisk bridges this gap — translating specialist climate risk analysis into practical insight that borrowers can understand and act on.
By informing borrowers earlier in the process, ResiRisk supports better decisions, reduces surprises post-purchase, and strengthens trust between borrowers, brokers and lenders.
Designed for integration
ResiRisk is built to integrate into existing broker and lender journeys, whether as:
A standalone borrower report
A broker-initiated value-add
A lender-supported disclosure tool during loan origination
